年年鑫 年年薪——为您创造一笔终身的财富
产品特色:
安全性:风险管理好工具,让您的财富安全有保障;
持续性:从第五保单周年日起持续至终身都可领取年金;
保障性:66-70周岁每年返还所交保费的20%,让您养老有保障。
投保案例:
君先生,30周岁时为自己投保君龙年年鑫年金保险(分红型),基本保险金额50,000元,保障期间为终身,缴费期为5年,年交保费118,800元。
保单利益演示:
保单 年度 | 年末 年龄 | 年度保险费 | 累计保险费 | 身故给付 | 生存给付 | 现金价值 | 分红演示 (低档) | 分红演示 (中档) | 分红演示 (高档) | 累计红利 (低档) | 累计红利 (中档) | 累计红利 (高档) |
|
1 | 31 | 118,800 | 118,800 | 118,800 | 0 | 60,543 | 0.0 | 1,274.5 | 2,230.5 | 0.0 | 1,274.5 | 2,230.5 |
2 | 32 | 118,800 | 237,600 | 237,600 | 0 | 135,455 | 0.0 | 2,875.5 | 5,032.5 | 0.0 | 4,201.0 | 7,352.2 |
3 | 33 | 118,800 | 356,400 | 356,400 | 0 | 216,484 | 0.0 | 4,517.0 | 7,904.5 | 0.0 | 8,886.0 | 15,550.8 |
4 | 34 | 118,800 | 475,200 | 475,200 | 0 | 306,358 | 0.0 | 6,199.0 | 10,848.0 | 0.0 | 15,440.4 | 27,020.8 |
5 | 35 | 118,800 | 594,000 | 594,000 | 10,000 | 393,176 | 0.0 | 7,923.0 | 13,865.5 | 0.0 | 23,981.0 | 41,967.1 |
6 | 36 | 0 | 594,000 | 594,000 | 10,000 | 398,787 | 0.0 | 7,981.0 | 13,966.5 | 0.0 | 32,921.2 | 57,612.3 |
10 | 40 | 0 | 594,000 | 594,000 | 10,000 | 423,506 | 0.0 | 8,227.5 | 14,398.5 | 0.0 | 73,037.1 | 127,816.0 |
20 | 50 | 0 | 594,000 | 594,000 | 10,000 | 504,834 | 0.0 | 8,969.0 | 15,695.5 | 0.0 | 211,306.2 | 369,785.5 |
30 | 60 | 0 | 594,000 | 635,950 | 10,000 | 625,950 | 0.0 | 9,950.5 | 17,413.0 | 0.0 | 426,277.8 | 745,985.9 |
40 | 70 | 0 | 594,000 | 202,780 | 10,000 | 192,780 | 0.0 | 3,212.5 | 5,621.5 | 0.0 | 733,144.7 | 1,283,003.2 |
50 | 80 | 0 | 594,000 | 174,399 | 10,000 | 164,399 | 0.0 | 2,604.0 | 4,557.0 | 0.0 | 1,120,136.2 | 1,960,238.7 |
60 | 90 | 0 | 594,000 | 130,544 | 10,000 | 120,544 | 0.0 | 1,864.5 | 3,263.0 | 0.0 | 1,684,916.6 | 2,948,603.7 |
70 | 100 | 0 | 594,000 | 63,835 | 10,000 | 53,835 | 0.0 | 887.5 | 1,553.5 | 0.0 | 2,510,705.9 | 4,393,736.2 |
76 | 106 | 0 | 594,000 | 10,000 | 10,000 | 0 | 0.0 | 138.5 | 242.0 | 0.0 | 3,180,001.0 | 5,565,002.1 |
投保规则:
投保年龄 | 0-55周岁 |
保险期间 | 终身 |
交费年期 | 趸交、3年交、5年交、10年交 |